Sr22 safe auto insurance company drivers#

A few states require MedPay, but it’s optional in most. * **Medical payments coverage**: () covers medical costs for you and any passengers if you’re hurt in a collision-even if you were responsible. This coverage is critical if you live in a state with a high percentage of uninsured drivers. * **Uninsured/underinsured motorist protection**: () reimburses you for costs resulting from an accident caused by an uninsured or underinsured driver. * **Roadside assistance**: Also known as (), roadside assistance helps if your car needs a tow, jumpstarting a dead battery, winching, fixing flat tires, and more.

* **SR-22**: () is a form filed by an insurer on behalf of a **high-risk** driver, confirming to the state that the driver has the minimum required insurance as mandated by law. This coverage pays for damage to your car from an accident with another vehicle or stationary object. * **Collision insurance**: () is also optional but might be required if you’re leasing or financing a vehicle. This coverage pays for damage that is **not** the result of an accident, such as from extreme weather, theft, or vandalism. * **Comprehensive insurance**: () is not required in any state, but you may have to buy it as a condition of leasing or financing your car.

Sr22 safe auto insurance company drivers#

It includes () and (), both of which protect other drivers if you cause and are deemed responsible for an accident. * **Liability insurance**: () is mandatory in most U.S.